- The aim is to give rural people affordable life insurances services.
- Under the scheme, at least one village (having a minimum of 100 households) will be identified in each districts and provide with a minimum of one Rural Postal Life Insurance policy for each households.
- Coverage of all households in the identified village is the primary objective of this scheme.
- All villages under the Saansad Adarsh Gram Yojana will be brought under its ambit.